Your Dream Home is My Mission

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Débora McCarty, your local expert.

Hi, I'm Débora!


Your Jacksonville & Saint Johns Real Estate Partner

As a dedicated real estate professional serving Jacksonville, Saint Johns, and surrounding communities, I take pride in making the buying and selling process smooth, informed, and as stress-free as possible. Whether you're a first-time buyer, a growing family, or ready to sell your home, my goal is to ensure you're supported every step of the way—with clear communication, expert guidance, and thoughtful attention to your needs.


With years of experience in residential real estate and deep ties to the local community, I bring not just market knowledge but a personal commitment to service. My approach is rooted in trust, transparency, and a calm, steady presence—especially during times of uncertainty or high emotion. I've guided clients through everything from sudden inspection surprises to navigating fast-paced multiple-offer situations. When you work with me, you're not just getting a REALTOR®—you're gaining a reliable partner who is always just a phone call or message away.


For Sellers

If you’re thinking about selling your home, strategic marketing is key. My marketing approach includes professional photography, customized social media campaigns, targeted outreach—including mailers to potential buyers—and collaboration with top local lenders to ensure smooth transactions. I also stay current with major industry shifts, like the recent NAR settlement, which impacts how buyer agent compensation is structured. I’ll explain these changes clearly and help you make decisions that protect your bottom line.


Every home has a story—and my job is to help yours shine. From staging tips to pricing strategies, I tailor a plan that gets results while keeping your goals front and center.


For Buyers

In today’s market, it’s more important than ever to be prepared. As of mid-2024, buyers now need a signed buyer broker agreement before touring homes. I’ll walk you through what this means and how we can structure the agreement in a way that works for you. With interest rates stabilizing around 7%, there are still great opportunities—especially for buyers looking to build long-term equity instead of renting.


I work closely with trusted local lenders to ensure you’re pre-approved and confident before we even step inside a home. And once we find "the one," I’ll negotiate hard on your behalf and coordinate every detail through closing.


More Than Just Real Estate

I’m proud to be part of this community—not just as a REALTOR®, but as a neighbor. I serve on the HOA Board, support local schools like Fruit Cove Middle, and partner with organizations including Girl Scouts and The Trenton Stewart Foundation. Giving back is part of who I am.


Outside of work, you’ll find me walking or running with my two joyful goldendoodles, spending time with my daughters, or enjoying new cultures and cuisines through travel.

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    My dedication to exceptional client service does not cease with the completion of the sale. I pride myself on providing continued client satisfaction long after the initial transaction as I continue to serve your best interest. In an ever-changing market, I know that it is imperative that both buyers and sellers are consistently provided the most up-to-date information necessary to make the most accurate of decisions. 

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Professional Services


Buyers Representative

As your Buyer's Representative, we can make the process of house hunting much easier and more efficient than if you did it all yourself. 

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    With my market knowledge and industry insights, I aim to facilitate your home search process effectively. I specialize in streamlining the search by identifying properties that align with your preferences and budgetary constraints. 


    Throughout our collaboration, I will guide you through the intricacies of contracts, inspections, and closing procedures, ensuring a seamless and enjoyable experience. 


    Rest assured, I am committed to providing you with peace of mind, knowing that every aspect of your home purchase is meticulously managed and personalized to meet your specific needs.

Sellers Representative

Selling a house on your own can be a daunting task, but with Débora, a trusted real estate professional by your side, it becomes a breeze.

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    We can help you get financing, guide you to local neighborhoods, help you determine your budget, and prioritize a list of essential features that you need in your next home. We'll save you valuable time by finding the properties that best suit your requirements, and will show you only the most promising ones.


    Once you've found a place that catches your eye, we'll look at comparable properties in the area to help determine a purchase offer. Then we'll negotiate on your behalf with the seller to make sure you get the most favorable terms.

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Areas of Specialty


Negotiations

Customer Service

Home Search

Comparative Market Analysis

Market Knowledge


Market Trends

Property Values

Neighborhood Developments

Areas Covered


Jacksonville

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Why Work With Me?


My top-notch customer service and commitment to our clients is second-to-none.

Market Expertise

Market knowledge goes beyond simply knowing the neighborhoods. Ask me about the school district, available parking, or standard bedroom sizes in the area.

Client-Focused

Your time is valuable. That's why I will take the time upfront to understand your unique wants, needs and dislikes to ensure the rest of our time together is productive as possible.

Responsive

You have questions and I have answers. I'll make sure that you feel confident and empowered when it comes to make important real estate and purchasing decisions.

Referral Network

This industry is all about who you know. I can connect you with the top mortgage brokers, real estate attorneys, home inspectors, home stagers, and more.

WHAT MY CLIENTS SAY

"We were able to find the home of our dreams and we can now walk our kids to school and feel safe. We couldn't have done it without you!"


- Adam K

“I wanted to sell quickly and at a good price. In just a few weeks, I got the price I wanted.”


- Marry G.

They did a great job helping me find what I was looking for in a home. Organized, knowledgeable, and friendly.”


- Craig R.